Wednesday, November 30, 2011

A Guide to Choosing the Right Dog Breed for Best Companionship

!±8± A Guide to Choosing the Right Dog Breed for Best Companionship

To bring a dog into the family is a big decision. The right dog can bring your family years of enjoyment and companionship, whereas the "wrong" dog can add misery and annoyance to your life. There are many factors to consider in order to make sure you choose the best dog for your situation.

Your financial standing, lifestyle, size and family type are important considerations to be factored when choosing a specific dog type.

While some breeds may required more attention, some require more exercises than the others, some are more suitable for families with young children, some are more prone to genetic health issues and some may simply required more money to own than others.

There are so many dog breeds out there to choose from and it is the dog owner's responsibility to find out which one is exactly suitable for his lifestyles and way of living. The main reason why dogs are abandoned at shelters is because the dogs do not suit the lifestyle or needs of the owners. The idea of this article is to help you in choosing the right breed of dog to try and reduce the potential issues that could result when the wrong type is chosen.

These are some fundamental considerations before you decide to bring a puppy home:

1. Accommodation - All dogs need some form of exercise in one way or another, but there are significant disparities among breeds. Small breeds tend to adapt better than large breeds to the smaller space available in an apartment. Nevertheless, some larger breeds who are not as active as others can still adapt well.

Factor in how much space you have for a dog, as an apartment or a house with a fenced-in yard determines the type of breed you can get. Having a fenced-in yard will cut down on the time required to walk your dog for bathroom breaks and exercising. All breed will adapt well in this type of setting, but the more active breeds will require more exercises. Giving a dog sufficient exercise is vital to having a good relationship with your dog. Many undesirable behaviors, such as hyperactivity, nuisance barking and destructive behaviors are results of insufficient exercise.

Laws and regulation in the place where you reside also need to be considered. Some landlords do not allow dogs in their rental units at all, while some neighborhoods have strict guidelines regarding the size and the breed of dog that can be owned in that neighborhood.

2. Lifestyle - Dogs are social animals and require time from their owners, some more, some less. If you work long hours, a dog is really not the best pet choice, especially if you live alone. A pet like a cat or fish that require less upkeep may be a better fit for your lifestyle.

While there are dogs that are fine with being left alone for longer periods (Shetland sheepdog, golden retriever and bloodhound), other dogs may undergo separation anxiety and result in undesirable behavioral issues. Do not condemn a social animal such as a dog to a life of fear, and boredom. If you find it difficult not to own a dog for various reasons, employ a dog walker, enroll him into a daycare center or maybe entrust him to your retired neighbor.

3. Family - Make sure that everyone in the family is supportive of a dog. There are dogs with the inclination for aggression and biting so it is less suitable for households with smaller kids. Young ignorant children are likely to irritate the dogs through rough play without knowing what they are doing. Dog breeds that are more patient and tolerant of children is advisable for families with young kids. Herding dogs might not be the best option because of their natural inborn instinct to herd cattle, they are likely to do so with your younger family members. Such innate instincts can result in nipping incidents.

Current pets that are already part of the family must be factored in when deciding on a new dog. The temperament of the new dog needs to be compatible with those of the existing pets to make sure no problems will arise with the new addition. Territorial problems should be expected. They usually clear up within a week or so. It is advisable to give them food separately during the first meetings, as food is a main reason for rivalry in dogs.

4. Financial Obligations - Keeping and raising a dog is a long commitment with recurring expenses. The initial cost will vary depending on the breed and type of dog you select. Perigees are generally are more expensive than mutts no matter where you get them. On the other hand, rescued pedigrees found in animals shelters cost much lesser. It is best to be able to see and meet your potential dog's parents.

Besides the initial cost, you can also visit local pet shops to ascertain the prices of dog supplies. Dog food, collars, leashes, toys, food bowls, crates, and any other supplies you think you need for your dog, and not forgetting your veterinary bills, grooming expenses and even an insurance policy.

It is highly recommended to ask friends who own dogs about their expenses so as to give yourself a good idea of how much you need to commit financially to a dog.

5. Purpose of dog ownership - You should determine your purpose of dog ownership. Do you intend to show, breed or hunt with the dog? Is the dog needed for service, therapy or for companionship only? For dog shows, dogs should meet or even exceed the standards for the particular breed and have necessary documentation for its lineage. For hunting, you will require a good scent or sight-hunting dog. While there are many breeds that are suitable to work as service or therapy dogs, they generally must possess good temperament, keen willingness to learn and good concentration. Knowing the purpose would inevitably help to select the right breed.

6. Size - Dogs are commonly group into three category based on their weight during adulthood. Smaller dogs commonly weight up to 20 pounds, Medium dogs in the region of 20-50 pounds and larger dogs are mostly heavier than 50 pounds.

As a rule of thumb, bigger breeds are unsuitable if you live in a small apartment, or a home with a small or unfenced yard. Nevertheless, this is not the case for all dogs. Some dogs such as golden retrievers actually possess characteristics that make them more suitable than an active schnauzer to apartment living. Natural temperament and activity level are important considerations when choosing a dog.

While smaller dogs generally do not require as much space as larger dogs, caution should be taken with small breeds due to their small and fragile bodies. Smaller dog breeds are more prone to accidents and injuries during play with owners or other dogs, it is because of their small stature. On the other hand, large breeds can unintentionally cause harm to small children when playing. Studies have shown that smaller dogs generally tend to live longer than their larger counterpart by 5 to 8 years.

7. Temperament - Purebreds display well-understood mental temperaments and characteristics to a large extent while mutts are more difficult to determine. It is advised that advise and consultations be sought in choosing a dog with the right nature to suit your life. If you have children, look for dogs with a low tendency to bite and a high tolerance for handling. If it is a guard dog, you want it to be obedient but still able to effectively guard the territory. Over aggressive dogs must not be considered.

In a nutshell, adding a dog to your family is a life changing and long commitment. Think about it seriously before deciding to bring a puppy home. Take the time to choose the best dog breed. By doing so, I'm sure you will get to enjoy and be rewarded many times over by the love, affection and good company that he or she will bring into your life.


A Guide to Choosing the Right Dog Breed for Best Companionship

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Thursday, November 10, 2011

Dogs and Homeowners Insurance - How to Find Breed Friendly Home Insurance

!±8± Dogs and Homeowners Insurance - How to Find Breed Friendly Home Insurance

How will having a dog affect your homeowners insurance rates? What kind of dogs will cause your home insurance rates to increase or even possibly cause you to be ineligible for coverage? Is it possible to find cheap homeowners insurance even with a dog?Across the U.S. owners of certain breeds of dogs are being told by homeowners insurance carriers that they need to give up their dogs or risk having their homeowners insurance policy canceled or not renewed at the end of their contract period.

In most states it is also legal for homeowners insurance companies to charge higher premiums based on the breed of the dog. While there is no standard list of 'high risk' dogs among different insurance carriers, some of the breeds that are most often targeted are Rottweilers, German Shepherds, Doberman Pinschers, Pit Bulls, Huskies, Malamutes, Chow Chows, Great Danes, and Saint Bernards.

With one third of all homeowners liability insurance claims being filed as a result of dog bites, insurance carriers are becoming increasingly reluctant to insure owners who have breeds that statistics have shown to cause the most personal injury. In 2006 insurers spent 35.14 million to cover the costs of dog bites alone.

STATISTICS CONCERNING DOG BITES

- Of all childhood hospital emergency room visits, dog bites rank second as the most common cause of injuries.

- 60% of all dog bites involve children. This includes the family dog as well as dogs not known to the child.

- Annually, the number of Americans that suffer dog bites exceeds 4.7 million.

- Rottweilers and Pit Bulls account for over 50% of all dog attacks. (A male dog is 80% more likely to bite than a female dog.)

- Surveys show that about 40% of households own a dog or dogs, and that the majority of dog bites occur in or near the house where the dog lives.

WHAT CAN I EXPECT TO FIND AMONG VARIOUS HOMEOWNERS INSURANCE COMPANIES IF I'M AN OWNER OF A 'DANGEROUS BREED'?

Some home insurers will have a list of breeds and cross breeds that are banned from coverage and you will not be able to get a homeowners policy from them as long as you own that breed of dog. This is their policy regardless of how long you've owned the dog or how sweet its temperament.

Some insurance carriers will consider dogs on a case by case basis and not automatically ban insuring a dog based on its breed. Their homeowners insurance questionnaire may include questions such as, "Has your dog bitten anyone?" or "Has your dog been trained to bite or attack?" Also, the issue of whether a dog was provoked into biting or attacking may be taken into consideration. If in the past a dog has had an incident of attacking someone unprovoked, most insurers will not offer coverage and in many cases not renew a policy.

Some insurers will offer liability insurance coverage but require higher premiums if you are the owner of a 'high risk' dog. With liability claims sky rocketing in the area of injuries incurred by dog bites and by "dangerous breeds", insurers have increased their premiums to offset the cost in much the same way as homeowners are being required to pay higher premiums in areas where wind has caused so much damage.

Some home insurers will require those seeking a homeowners policy with them to sign a liability waiver for dog bites. All of which means that if the homeowner desires liability coverage for his dog he will have to purchase a separate policy, and of course, that means more money paid out in premiums.

WHAT IS GOING ON IN LEGISLATION CONCERNING "DANGEROUS DOGS"? Laws on dangerous dogs and homeowners insurance differ from state to state. In the state of Illinois Bill, H184 established a definition for "dangerous dogs' and 'vicious' dogs. It also outlines certain requirements for owning these dogs and lays out the penalties for violating these standards. In addition, all dogs are now required to be vaccinated against rabies. Inside the bill H184, certain jurisdiction was also given to county governments that they did not formerly have. This bill now allows counties to require micro chipping dogs, and they are also given the power to require animal and litter registration fees.

In Palos Heights, a city in Cook County, Illinois a micro chipping requirement was put into place. The City Council approved an ordinance that not only required owners with dogs classified as "dangerous" to micro chip their dogs, but in addition they are required to take out a 0,000 liability insurance policy for their pet. Under their definition, a "dangerous dog is one that "Exhibits extremely aggressive menacing behavior toward humans or domestic pets and must be confined to prevent injury or death to human or pets." As a result of this definition, 'dangerous dogs "must be kept in their home or in a secure enclosure. Outside trips are banned, unless a veterinary visit needs to be made. A muzzle is also a requirement for the dog to visit the vet.

On the insurance end, legislation is pending that would prohibit insurers form canceling or denying coverage based solely on the breed of a dog. Several others states, New Jersey, New York, South Carolina, Vermont, and Washington also have similar legislation in the works. Michigan and Pennsylvania already have a law in place that makes it illegal for homeowner insurance companies to deny coverage based on breed.

HOW DO I FIND HOMEOWNERS INSURANCE TO COVER MY DOG?

Call around. This will take some diligence on your part, but there are still some insurance carriers that offer coverage on a case to case basis and do not discriminate against a breed. These would seem to hold to the American Kennel Association position of "Punish the deed, not the breed." Shopping around is key to finding cheap homeowners insurance.

If your dog has completed some kind of obedience training program, make that documentation available to the insurers. If your dog has not participated in an obedience program, as if that would help you obtain liability insurance or even give you a better rate.

Finally, if your dog has less than a stellar dog history, you might have to purchase a separate liability policy to cover your dog.

Whatever you decide to do - be sure that you shop around and compare homeowners insurance quotes from multiple companies. Shopping around is key to not only find the coverage for your pet and home that you need but also to save money in the process.


Dogs and Homeowners Insurance - How to Find Breed Friendly Home Insurance

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Sunday, October 30, 2011

How to Choose the Right Breed For Your Lifestyle

!±8± How to Choose the Right Breed For Your Lifestyle

When choosing a dog many people have certain criteria in mind. They want a small dog, a furry dog, or perhaps a dog with floppy ears. But before deciding on what kind of traits you want in a canine companion, you first must evaluate your own lifestyle in order to see which breed fits your family best. Breed traits are generalities, and there are always exceptions to the standard, but you will be better off knowing your dog fits your lifestyle rather than risking having to give up your dog due to incompatibility. Here are some things to consider, when trying to find the right breed of dog for your lifestyle.
Where do you Live?

Do you own a home, or rent an apartment? Do you have a big back yard, or do you live in a bustling city? Where you live is perhaps one of the most important factors to consider when choosing a breed of dog. Some breeds need more space to run and play, while others do better as indoor dogs. If you rent there could also be restrictions on the size, type, and number of dogs you can have. Check with your landlord to see what is permitted.

Where you live is also important because many cities now have breed specific laws against breeds considered "dangerous" such as the pit bull and Rottweiler. Whether or not these laws are fair, they are in effect and could impact you if you live in a town where such laws exist. Check with your local city hall to be sure.
How Active Are You?

Some breeds were bred to a specific purpose, and as such are classified as working dogs. These dogs: such as German Shorthaired Pointers, Australian Cattle Dogs, and Golden Retrievers are extremely intelligent animals who need constant physical and mental exercise in order to maintain their health and good behavior. If you like hiking, sports, or physical activities then these working breeds are good for you. If you are more of an indoor person then you should probably consider a breed that was created for companionship, such as the Cavalier King Charles Spaniel or the Japanese Chin. It may seem that there is a split between small and large dogs here, and that is true to some degree, but remember that terriers, generally small dogs, were bred as rodent killers and can be mighty restless if cooped up inside.
Do you Have Children?

Children, especially smaller ones, can have a major impact on the pets in your household. To some breeds, the quick movements and loud noises of small children can be terrifying, and a scared dog has the potential to bite. If you have children you need a calm breed that is not easily scared and doesn't mind being tugged on every once in a while. Large breeds tend to be less scared of children, though some smaller breeds like the Bichon Frise and Cavalier King Charles Spaniel can be good companions for children.

It is always important to research the breed you are interested in before you select a companion for your family. There are a multitude of helpful books outlining the traits of every breed you could possibly think of, and most are written in a very engaging and conversational manner. Also, don't forget to check out your local shelter for a friend who might not be purebred, but who surely has a heart full of love. Be honest with yourself when answering the above questions, because nothing is more heartbreaking than having to take your dog to the pound, for any reason. The choice may be difficult, but all the time you spent researching will be rewarded with true love, and that's something no amount of money can buy.


How to Choose the Right Breed For Your Lifestyle

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Friday, October 21, 2011

Staffordshire Bull Terrier - What You Need to Know About the Courageous and Affectionate Staffy

!±8± Staffordshire Bull Terrier - What You Need to Know About the Courageous and Affectionate Staffy

A Brief History of the Staffy

The Staffordshire Bull Terrier is an English breed with a rich history and interesting. The official race in the 19 th Century, has emerged as the Terrier Bulldog with local (like Manchester Terrier), Staffordshire, England has been combined. Unlike today's Bulldogs, the Bulldogs of that time much larger than a dog for bull baiting and bear the cruel sport was used. (The sport dates back to the 16 th century and was used to test a dogmettle). These Bulldogs, fierce and courageous in nature, were descended from Mastiff-type dogs which were even larger. When these Bulldogs were crossed with the fast British terriers they produced the first "Bull and Terriers" such as the Staffy. Bull and bear baiting was outlawed around 1835 when the first animal cruelty laws were introduced. Unfortunately, dog fighting took the place of baiting activities.

Around 1860, the Old Pit Bull Terrier, now known as the Staffordshire Bull Terrier, was crossed with other dogs and produced the all-white English Bull Terrier. Although this breed was recognized by the new Kennel Club in Britain at the time, the Staffordshire Bull Terrier did not gain official recognition until 1935. (Staffordshire Bull Terriers were recognized by the American Kennel Club in 1974).

The Staffy's Nature

Since dog fighting became outlawed, breeders have been evolving the Staffy's temperament into an excellent pet and companion dog. Staffies are known for their great strength and courage as well as their intelligence and tenacity. They are also a beloved family dog; they are devoted to their family and especially love children. In Britain they are often referred to as 'nanny dogs' because they have a talent for looking after children. They are very affectionate, stable and sweet-tempered. Although the Staffy still has plenty of quiet courage, they are not the kind of dog that anyone would call 'aggressive'.

The Staffy's Health

The Staffy stands 14 to 16 inches (35 to 40 centimetres) tall at the shoulder and weighs between 24 and 38 pounds (11 and 17 kilograms). They are much smaller than their cousin the American Staffordshire Terrier and the American Pit Bull Terrier.

If you are interested in a Staffy, talk to a breeder or expert to find out about possible health issues. All dogs, whether purebred or mixed, have health issues. It's always better to know what potential problems may surface later. As with most breeds, some health problems are commonly associated with the Staffy. Health issues that may occur are: aciduria (a metabolic disorder which can cause seizures, ataxia, dementia and tremors), cataracts, double eyelashes (which can rub against the eye) and hazy vision (caused by tissue formations). Melanomas are also possible, especially on the stomach. Hip dysplasia is also a possibility.

A Great Dog to Own

The Staffy makes a devoted, loving pet and they are particularly good family dogs. If you are interested in an affectionate, courageous and intelligent companion who will be by your side through thick and thin, then the Staffordshire Bull Terrier may be just the dog for you.


Staffordshire Bull Terrier - What You Need to Know About the Courageous and Affectionate Staffy

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